Strong Customer Authentication - Revision history

Annette: /* Payment requests */

2021-06-18T15:28:08Z

Payment requests

← Older revision		Revision as of 15:28, 18 June 2021
Line 27:		Line 27:

	= Payment requests =		= Payment requests =
	Payment requests sent to the guest after booking are an alternative to collecting a credit ~~card from an OTA as security~~. Information on how to set up payment requests is available [https://wiki.beds24.com/index.php/Category:Payments#Payment_Request here]		Payment requests sent to the guest after booking are an alternative to collecting a credit cards. Information on how to set up payment requests is available [https://wiki.beds24.com/index.php/Category:Payments#Payment_Request here]

	You can find more information about SCA on our blog: https://blog.beds24.com/secure-psd2-compliant-payment-collection/		You can find more information about SCA on our blog: https://blog.beds24.com/secure-psd2-compliant-payment-collection/

Lesley: /* Payment Gateways */

2021-01-12T10:22:47Z

Payment Gateways

← Older revision		Revision as of 10:22, 12 January 2021
Line 24:		Line 24:
	Paypal and Realex are taking care of the required functionality from their end.		Paypal and Realex are taking care of the required functionality from their end.

	~~If you enable ‘Strong Customer Authentication’ for~~ Stripe ~~in {{#fas:cog}} (SETTINGS) > PAYMENTS > PAYMENT GATEWAYS > STRIPE , it enables~~ SCA authentication ~~for Stripe booking page payments and payment requests sent to guests~~.		Our integration with Stripe is fully compliant and meets the SCA authentication requirements.

	= Payment requests =		= Payment requests =

Lesley: /* Payment requests */

2021-01-12T10:20:10Z

Payment requests

← Older revision		Revision as of 10:20, 12 January 2021
Line 27:		Line 27:

	= Payment requests =		= Payment requests =
	Payment requests sent to the guest after booking are an alternative to collecting a card from an OTA as security. Information on how to set up payment requests is available [https://wiki.beds24.com/index.php/Category:Payments#Payment_Request here]		Payment requests sent to the guest after booking are an alternative to collecting a credit card from an OTA as security. Information on how to set up payment requests is available [https://wiki.beds24.com/index.php/Category:Payments#Payment_Request here]

	You can find more information about SCA on our blog: https://blog.beds24.com/secure-psd2-compliant-payment-collection/		You can find more information about SCA on our blog: https://blog.beds24.com/secure-psd2-compliant-payment-collection/

Lesley: /* Payment Gateways */

2021-01-12T10:19:36Z

Payment Gateways

← Older revision		Revision as of 10:19, 12 January 2021
Line 22:		Line 22:

	= Payment Gateways =		= Payment Gateways =
	Paypal and Realex ~~will~~ are taking care of the required functionality from their end.		Paypal and Realex are taking care of the required functionality from their end.

	If you enable ‘Strong Customer Authentication’ for Stripe in {{#fas:cog}} (SETTINGS) > PAYMENTS > PAYMENT GATEWAYS > STRIPE , it enables SCA authentication for Stripe booking page payments and payment requests sent to guests.		If you enable ‘Strong Customer Authentication’ for Stripe in {{#fas:cog}} (SETTINGS) > PAYMENTS > PAYMENT GATEWAYS > STRIPE , it enables SCA authentication for Stripe booking page payments and payment requests sent to guests.

Lesley: /* Direct bookings */

2021-01-12T10:19:08Z

Direct bookings

← Older revision		Revision as of 10:19, 12 January 2021
Line 19:		Line 19:
	Collecting a credit card number without SCA will no longer be a reliable means of security as the card holders bank will likely reject the transaction. Many OTAs including Booking.com and Expedia can collect guest payments at the time of booking (channel collect) with SCA. The OTA will then distribute the funds to you by bank transfer or virtual credit card so you avoid the need to deal with SCA and declined transactions. Beds24 can automatically process the virtual cards on the day the funds become available at Stripe and deposit them directly to your account. If you require security or prepayment but do not want the OTA to collect payment, you can accept bookings without card or deposit from the OTA and send a payment request to the guest from Beds24 manually or using auto actions.		Collecting a credit card number without SCA will no longer be a reliable means of security as the card holders bank will likely reject the transaction. Many OTAs including Booking.com and Expedia can collect guest payments at the time of booking (channel collect) with SCA. The OTA will then distribute the funds to you by bank transfer or virtual credit card so you avoid the need to deal with SCA and declined transactions. Beds24 can automatically process the virtual cards on the day the funds become available at Stripe and deposit them directly to your account. If you require security or prepayment but do not want the OTA to collect payment, you can accept bookings without card or deposit from the OTA and send a payment request to the guest from Beds24 manually or using auto actions.
	= Direct bookings =		= Direct bookings =
	You can collect a card payment with the booking using SCA. If you require additional payments from EU guests you will need to send a payment request so the guest can complete the ~~SCA again~~.		You can collect a credit card payment with the booking using SCA. If you require additional payments from EU guests you will need to send a payment request so the guest can complete the payment.

	= Payment Gateways =		= Payment Gateways =
	Paypal and Realex will are taking care of the required functionality from their end.		Paypal and Realex will are taking care of the required functionality from their end.

Lesley: /* What is SCA? */

2021-01-12T10:17:08Z

What is SCA?

← Older revision		Revision as of 10:17, 12 January 2021
Line 5:		Line 5:
	__TOC__		__TOC__
	= What is SCA? =		= What is SCA? =
	SCA (strong customer authentication) is a new European requirement created to make online payments more secure. SCA is based on the use of two or more of the following elements - categorized as knowledge, ownership and ~~inherent~~:		SCA (strong customer authentication) is a new European requirement created to make online payments more secure. SCA is based on the use of two or more of the following elements - categorized as knowledge, ownership and inherence:

	- Something only the user knows (e.g. password, code, personal identification number).		- Something only the user knows (e.g. password, code, personal identification number).

Lesley: /* What is SCA? */

2021-01-12T10:15:01Z

What is SCA?

← Older revision		Revision as of 10:15, 12 January 2021
Line 5:		Line 5:
	__TOC__		__TOC__
	= What is SCA? =		= What is SCA? =
	SCA (strong customer authentication) is a new European requirement created to make online payments more secure. SCA is based on the use of two or more of the following elements - categorized as knowledge, ownership and ~~inherence~~:		SCA (strong customer authentication) is a new European requirement created to make online payments more secure. SCA is based on the use of two or more of the following elements - categorized as knowledge, ownership and inherent:

	- Something only the user knows (e.g. password, code, personal identification number).		- Something only the user knows (e.g. password, code, personal identification number).

	- Something that only the user owns (e.g., token, smart card, cell phone).		- Something that only the user owns (e.g. token, smart card, cell phone).

	- Something that the user is (e.g., biometric, such as a fingerprint).		- Something that the user is (e.g. biometric, such as a fingerprint).

	This regulation applies to all EU-based companies that charge credit cards issued in the EU.		This regulation applies to all EU-based companies that charge credit cards issued in the EU.

Eleni: Created page with "Category:Payments
Strong Customer Authentication (SCA)
TOC = What is SCA? = SCA (strong customer authentication) is a new European requ..."

2021-01-12T09:47:48Z

Created page with "Category:Payments <div class="heading"> Strong Customer Authentication (SCA) </div> __TOC__ = What is SCA? = SCA (strong customer authentication) is a new European requ..."

New page

[[Category:Payments]]

<div class="heading"> Strong Customer Authentication (SCA) </div>

__TOC__
= What is SCA? =
SCA (strong customer authentication) is a new European requirement created to make online payments more secure. SCA is based on the use of two or more of the following elements - categorized as knowledge, ownership and inherence:

- Something only the user knows (e.g. password, code, personal identification number).

- Something that only the user owns (e.g., token, smart card, cell phone).

- Something that the user is (e.g., biometric, such as a fingerprint).

This regulation applies to all EU-based companies that charge credit cards issued in the EU.
Companies outside the EU and cards from countries other than the EU are not affected.

= Bookings OTAs =
Collecting a credit card number without SCA will no longer be a reliable means of security as the card holders bank will likely reject the transaction. Many OTAs including Booking.com and Expedia can collect guest payments at the time of booking (channel collect) with SCA. The OTA will then distribute the funds to you by bank transfer or virtual credit card so you avoid the need to deal with SCA and declined transactions. Beds24 can automatically process the virtual cards on the day the funds become available at Stripe and deposit them directly to your account. If you require security or prepayment but do not want the OTA to collect payment, you can accept bookings without card or deposit from the OTA and send a payment request to the guest from Beds24 manually or using auto actions.
= Direct bookings =
You can collect a card payment with the booking using SCA. If you require additional payments from EU guests you will need to send a payment request so the guest can complete the SCA again.
= Payment Gateways =
Paypal and Realex will are taking care of the required functionality from their end.

If you enable ‘Strong Customer Authentication’ for Stripe in {{#fas:cog}} (SETTINGS) > PAYMENTS > PAYMENT GATEWAYS > STRIPE , it enables SCA authentication for Stripe booking page payments and payment requests sent to guests.

= Payment requests =
Payment requests sent to the guest after booking are an alternative to collecting a card from an OTA as security. Information on how to set up payment requests is available [https://wiki.beds24.com/index.php/Category:Payments#Payment_Request here]

You can find more information about SCA on our blog: https://blog.beds24.com/secure-psd2-compliant-payment-collection/

Strong Customer Authentication - Revision history

Annette: /* Payment requests */

Lesley: /* Payment Gateways */

Lesley: /* Payment requests */

Lesley: /* Payment Gateways */

Lesley: /* Direct bookings */

Lesley: /* What is SCA? */

Lesley: /* What is SCA? */

Eleni: Created page with "Category:Payments Strong Customer Authentication (SCA) __TOC__ = What is SCA? = SCA (strong customer authentication) is a new European requ..."

Eleni: Created page with "Category:Payments
Strong Customer Authentication (SCA)
TOC = What is SCA? = SCA (strong customer authentication) is a new European requ..."