Strong Customer Authentication: Difference between revisions
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Created page with "Category:Payments <div class="heading"> Strong Customer Authentication (SCA) </div> __TOC__ = What is SCA? = SCA (strong customer authentication) is a new European requ..." |
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= What is SCA? = | = What is SCA? = | ||
SCA (strong customer authentication) is a new European requirement created to make online payments more secure. SCA is based on the use of two or more of the following elements - categorized as knowledge, ownership and | SCA (strong customer authentication) is a new European requirement created to make online payments more secure. SCA is based on the use of two or more of the following elements - categorized as knowledge, ownership and inherent: | ||
- Something only the user knows (e.g. password, code, personal identification number). | - Something only the user knows (e.g. password, code, personal identification number). | ||
- Something that only the user owns (e.g. | - Something that only the user owns (e.g. token, smart card, cell phone). | ||
- Something that the user is (e.g. | - Something that the user is (e.g. biometric, such as a fingerprint). | ||
This regulation applies to all EU-based companies that charge credit cards issued in the EU. | This regulation applies to all EU-based companies that charge credit cards issued in the EU. | ||