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'''Strong customer Authentication in the EU'''
Strong Customer Authentication (SCA) comes into effect on September 14th in Europe.
This will affect EU based businesses charging cards issued within the EU. Non EU business’s and non EU cards should not be affected by the new rules.
'''Bookings from OTAs:'''
Collecting a credit card number without SCA will no longer be a reliable means of security as the card holders bank will likely reject the transaction.
Many OTAs including Booking.com and Expedia can collect guest payments at the time of booking (channel collect) with SCA. The OTA will then distribute the funds to you by bank transfer or virtual credit card so you avoid the need to deal with SCA and declined transactions.
Beds24 can automatically process the virtual cards on the day the funds become available at Stripe and deposit them directly to your account.
If you require security or prepayment but do not want the OTA to collect payment, you can accept bookings without card or deposit from the OTA and send a payment request to the guest from Beds24 manually or using auto actions.
'''Direct bookings:'''
You can collect a card payment with the booking using SCA. If you require additional payments from EU guests you will need to send a payment request so the guest can complete the SCA again.
'''Payment Gateways:'''
'''Paypal''' and Realex will are taking care of the required functionality from their end.
If you enable ‘Strong Customer Authentication’ for '''Stripe''' in SETTINGS-> PAYMENTS -> PAYMENT GATEWAYS ->STRIPE , it enables SCA authentication for Stripe booking page payments and payment requests sent to guests.
'''Payment requests:'''
Payment requests sent to the guest after booking are an alternative to collecting a card from an OTA as security. Information on how to set up payment requests is available [https://wiki.beds24.com/index.php/Category:Payments#Payment_Request here].
You can find more information about SCA on our [https://blog.beds24.com/secure-psd2-compliant-payment-collection/ blog].
September 12th 2019
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'''Set "Extra person" and "Extra child" prices in daily prices'''
There are two options to set an extra person/extra child price by specifying either a positive or negative value:
