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===Strong Customer Authentication (SCA) ===
If you enable 'Strong Customer Authentication' in Beds24 in SETTINGS->PAYMENTS->PAYMENT COLLECTION->STRIPE it enables 3DS2 authentication for Stripe booking page payments and payment requests sent to guests.
The 3DS2 authentication is handled by Stripe and we believe that once completed it will help shift fraud liability from the merchant to the card holders bank.
https://stripe.com/en-en/payments/strong-customer-authentication
It will have no effect on off session cards (card not present) like those sent from OTA's.
If you require 3DS2 authentication you should consider sending a 3DS2 enabled payment request to guests after they book and perhaps not even bother collecting a card at booking time via the OTA.
Note: Stripe will not ask for the guests address when SCA is enabled.
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Stripe will display the booking reference in a data field called "data-description".
<span class="" style="color: #f3e504; font-size: 120%;" >{{#fas:lightbulb}} </span> Stripe supports strong customer authentication and complies with the PSD2 regulations.
<span style="color:#fe746c;“ >{{#fas:exclamation-triangle}} </span> To use STRIPE to collect Channel payments ONLY and not show on your Beds24 Booking page, then use Enable = 'Internal Only'
Use this [[:Category:Payments#Payment_Request|instruction]] to create payment requests.
=== Automatic payment collection ===
Payments for bookings with deposit collection on the Beds24 booking page will be automatically collectedor captured.
How to automatically collect pending payments from other sources is explained [[:Category:Payments#Create_and_manage_pending_payments|here]]. Please note that this option is only available for customers who connect via Stripe Connect ("Connect to Stripe" button). If you connected your Stripe account via keys please remove them and connect via the "Connect to Stripe" button.
*'''Incorrect amount''': Double-check you charge the exact amount sent by the channel from the booking.
== Refund of Payments in Stripe ==
